Tuesday, November 30, 2010
Waiting on insurance!
Today I hate to tell you that I NEVER thought what would end up holding our adoption up the most would be medical insurance! If you are starting this process, I would HIGHLY recommend that before you assume your insurance will take your child on, that you MAKE SURE!!! This has given us a ton of trouble! Our social worker said that before we agree to doing special needs we needed to make sure our insurance would not deny a child with special needs. Our baby may need lots of surgeries so this is really something we have to consider! She told us it would be crazy for us to accept a baby that we may not be able to support medically! Which of course is true! So right now we , I should say Matthew, has had ROUNDS with the insurance because they are telling us they don't have to cover an adopted child and the Colorado commissioner is telling us they do! To us, our new baby should be viewed just like our birth children and there is NO difference! So right now I feel like that is discrimination at its finest!!! So, long story short, please pray that our insurance situation gets worked out so we can get to our baby as soon as possible!!! Thank you!